Hi! I'm Albine. I maintain this weblog and I am the writer behind Water Sprite's story. The Pinay Water Sprite shares her journey on personal financial management and investment endeavors. She is currently on her way to learning the ins and outs of investing in the Philippines and also in the United States, specifically on stocks,  mutual fund, and ETF (US). She bought her first shares of mutual before the year ends in 2014 and then on first quarter of 2015, she started buying shares of stocks in the Philippines when she was part of the working class in her native land. After a while, the USA became her base country. She is ceaselessly working on becoming a well-informed but wise investor. She advocates vegetarianism, minimalism, healthy living, clean earth, sustainable living, alternative energy resources, alternative medicine, organic farming, and reaching out to less fortunate.


This site is engaged in encouraging its readers to look into their own spending habits as it shows few possible investment schemes.


This site will be a better point of reference on personal financial management for ordinary people.

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  1. This is Great! Please keep it up!

  2. Hi there,

    My name is Andrew, I’m a Partner Manager for Instaforex Groups - International Forex broker.

    I was hoping to speak with you about potentially working together in some capacity.

    We have an exciting opportunity here at Instaforex company for a highly innovative partnership within online trading that we’d love to discuss with your company. As well as learning more about your market position and key drivers, I’d like to provide you with some insights into how we do things differently as the best broker in Asia.

    I believe our wide range of services and mass global clientele has the potential to drive InstaForex forward and provide you with a greater share of the market.

    It would be a pleasure to discuss this with you.

    Sincerely yours

    Andrew Poulet

    Partner Relations Department
    InstaForex Group
    Skype ID :
    InstaForex Partners Facebook Page
    InstaForex Partners Google+
    InstaForex Partners Twitter
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